Common Myths and Misconceptions About Non-Standard Auto Insurance

Non-standard auto insurance policies are designed for drivers who may not qualify for traditional coverage due to factors like a poor driving record or unique circumstances. The following are several common myths and misconceptions that can lead to misunderstandings. 

• Non-standard insurance is only for high-risk drivers—While it’s true that non-standard insurance often caters to high-risk drivers, it’s not exclusively for them. Many factors can lead a driver to seek non-standard coverage.

• Non-standard policies are always more expensive—Non-standard auto insurance premiums vary widely based on several factors, including your coverage needs, location and available discounts. Your agent can help you compare quotes from reputable insurers offering non-standard policies.

• Non-standard insurance lacks coverage options—Many providers offer various coverage options, including auto liability insurance, collision and comprehensive coverage, uninsured/underinsured motorist insurance and more.

• Non-standard insurance is difficult to obtain—While it can differ from traditional insurance, it’s not necessarily more challenging, especially when you work with a local agent.

• Non-standard insurance doesn’t provide good customer service—Some drivers worry that non-standard insurers offer subpar customer service compared to traditional companies. However, many non-standard insurers prioritize customer support and provide excellent service.

Non-standard insurance can offer valuable protection and peace of mind, ensuring that even high-risk drivers can access the necessary coverage. Don’t let misconceptions steer you away from the right policy—do your research, ask questions and find the best insurance for your needs.

Contact Us

Contact A-Able Auto Insurance Agency in Dallas, Texas, for a non-standard auto insurance quote.

This blog is intended for informational and educational use only. It is not exhaustive and should not be construed as legal advice. Please contact your insurance professional for further information.