Non-standard Auto Insurance in Dallas, TX

Non-standard Auto Insurance in Dallas, TX

Auto insurance is an important consideration for all drivers, but not everyone qualifies for a standard policy. Those who have poor driving records, own high-risk vehicles or lack prior insurance coverage may be considered high-risk drivers and need non-standard auto insurance.

Non-standard policies are designed specifically for individuals who don’t meet the typical criteria for traditional auto insurance. It is typically more expensive, but it provides essential coverage for those who would otherwise struggle to find standard insurance.

There are several reasons a driver might need non-standard auto insurance:

  • Poor driving history—Drivers with multiple accidents, speeding tickets or DUI convictions are often considered high-risk and may not qualify for standard insurance policies.
  • New and young drivers—Inexperienced drivers, especially teenagers, usually face higher premiums because they’re statistically more likely to be involved in accidents.
  • Lapsed coverage—If an individual is uninsured, they may need non-standard insurance before transitioning back to a standard policy.
  • High-risk vehicles—Owning certain types of cars, such as sports cars or modified vehicles, can make a driver a higher risk to insure, even if their driving record is clean.

Non-standard auto insurance provides these drivers with a way to meet their state’s insurance requirements and financially protects them and others on the road.

What Does Non-standard Auto Insurance Cover?

Non-standard auto insurance offers a range of coverage options similar to standard policies. The difference is that non-standard policies may be more restrictive or have higher deductibles.

Your agent can help review the policy options to ensure you have appropriate coverage.

How to Get Non-standard Auto Insurance

Contact A-Able Auto Insurance Agency in Dallas, Texas, to learn about your non-standard auto insurance options and get a quote.

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